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VIVIFY WORKING CAPITAL LOANS

WHY NON COLLATERAL WORKING CAPITAL LOANS FOR MY BUSINESS?

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Simple, secure online application process.

The best lending solution to meet your needs.

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Minimal documentation and quick approvals.

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Receive funds fast.

VIVIFY’s working capital and alternative lending programs are amazing funding solutions for small business owners, including retailers, distributors, manufacturers, professional services companies, restaurants, construction, healthcare and other industries that face capital intensive periods of growth and expansion.

  • SBA and bank loans can be extremely difficult to obtain
  • Bank loans are obtained through very long and intensive approval processes, which is not feasible when you are in an immediate need for capital.
  • Repayment penalties on conventional loans work in the bank’s favor where you may not be able to pay the loan off in a faster time. Capital loans can be paid faster with no penalties.
  • Banks prefer larger loans and thus banks rarely loan to small businesses. VIVIFY working capital loans can be in a smaller amount.

WHY VIVIFY FOR MY LOAN?

  • Through VIVIFY’s close partnership with Moneck Capital, you have access to multiple national financial institutions and banks to ensure the efficiency and shortening of the working capital approval process.
  • Managing your working capital through VIVIFY is both fast and easy.
  • VIVIFY can provide small business loans for as low as $2,500.
  • VIVIFY provides loans up to $1,000,000 for when that growth opportunity presents itself and you need to act quickly.
  • VIVIFY’s loan application and approval process is quick and you can receive the capital in your account quickly.
  • If you have been in business for 6 months or more, we are here to help.  Banks typically like longer business track records for lending.
  • Have mediocre credit? We still may be able to get you approved.
  • Documentation to obtain your working capital is minimal and easy to arrange.
  • The loan you apply for is unsecured.  Banks often require extensive collateral for working capital loans.
  • All working capital loans are processed through Moneck Capital.
  • We are secure – we only provide working capital loans to U.S. merchants.
  • Most loans can by obtained without origination fees.*
  • You will have multiple repayment options.
  • Some working capital loans can be customized to your needs.*
  • Need business cash advance? VIVIFY has you covered.
  • We match your application with the numerous funding sources VIVIFY has partnered with in order to assist you in obtaining the right loan for your business. Again, we do the shopping so you don’t have to.

WHAT ARE THE NEXT STEPS?

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APPLY

A simple application and you are all set.

RECOMMEND

VIVIFY will find the best lending solution to meet your needs.

UNDERWRITE

VIVIFY’s speedy underwriting will let you know if you are approved quickly.

FUND

VIVIFY’s speedy process will ensure your working capital is received fast.

Working Capital Interest Form

Here is VIVIFY’s requirements for your working capital loan:

  • Six months in business
  • At least $1,500 a month In VISA/MC processing
  • Business based in the United states

Documentation:

  • Six months processing statements
  • Three months bank statements
  • Signed application
  • Copy of Driver’s License (required for funding)
  • Copy of property lease or mortgage statement (required for funding)